Save up to $1,200 a year by refinancing your car

RateWorks can lower your auto loan payments and rate in a matter of minutes when you refinance your vehicle with us today!

rateworks-customer

Great customer service and a quick and painless process. I will definitely use them again.
- Will Wyatt

Fast and easy auto refinance with RateWorks

Choose your loan term

Regardless of the loan term you choose, we can offer the same great rates.

We are the lender

We are with you the entire way. From quote to payment processing we are here 24/7. That’s the RateWorks way!

No surprise fees

At closing, there are no mystery fees or mark-ups attached to your new low rate.

How it works

How to refinance your auto loan

Step
1

Get a Quote

In minutes you can find out how much you can save. Receiving a quote requires minimal personal information and will not impact your credit score.

Step
2

Select your loan offer

RateWorks offers terms ranging from 36—75 months, so you can pick a timeframe that works best for you and your budget.

Step
3

Complete your application

Finalize your application all online! If you have any questions, our RateWorks team is standing by, ready to help.

It's a quick and easy process

See how much
you can save

Check your rate in less than 5 minutes - it's risk free with no impact to your credit score.

1
Check your rate

Find out how much you can save today with our easy online quote. No obligation or impact to your credit score, just great rates.

2
Select your loan

Build the loan that makes sense for you. With several different term options refinancing with RateWorks can create flexibility within your monthly budget.

3
Easily apply online

No need for too much personal info or unnecessary phone calls. If you need help, the RateWorks team is on stand by to guide you through the process.

4
Start Saving

It’s that simple. Join the many users who have refinanced with RateWorks.

The RateWorks way

RateWorks is a direct lender, we are with you throughout your journey ahead. We create our own rates, process our own applications, service our own loans, and conduct our own payment processing.

Why choose us
RateWorks
Collects application
Processes application
Services loan
Payment processing
Third party lenders
Collects application
Processes application
X
Services loan
X
Payment processing
Lead generators
Collects application
X
Processes application
X
Services loan
X
Payment processing
Frequently asked

Questions

Need more help? Check out our most frequently asked questions for all the answers you may need to make your refinancing decision.

What makes RateWorks different?
How long does the process take?
When can I start saving?
If I refinance am I starting my loan over?