Frequently Asked Questions
We are professional auto loan experts with an A+ rating from the Better Business Bureau. We do it all from creating our own rates to servicing our own loans the RateWorks team is here to get you the best rate and answer any questions.
As soon as you receive your new RateWorks loan terms! Start today by getting a quote to see how much you could save.
A lower rate means lower monthly payments. And if you are managing a tight monthly budget, we can make the terms and payments work for you.
Not necessarily. Generally, when you refinance, your new lender pays off your current loan and replaces it new loan with better terms. To learn more about refinancing, check out our blog, What does refinancing mean?
Just minutes! Our entire process is online to save you time. However, if you need a bit of guidance, our team is on standby for any questions you may have.
Nope. We don’t require any of your personal information to create a quote. If you like what you see, you’ll have the opportunity to create an application on the spot.
That depends on your current rate and terms, but we’ve often saved drivers more than $110 per month and $1,200 per year.
The best way to tell is by getting a quote - there is no obligation and no impact to your credit score!