We can save Texas drivers $100 per month on average

Everything may be bigger in Texas, but your auto loan payment doesn't have to be. Get started with a free quote today!

No Surprises, No Hassle, No Fees...
Just a fast and easy auto refinance

No surprise fees

At closing, there are no mystery fees or mark-ups attached to your new low rate.

We are the lender

We are with you the entire way, from quote to payment processing we are here 24/7. That’s the RateWorks way!

Choose your loan term

Regardless of the loan term you choose, we offer the same great rates.

Your auto refinance partner

We do it all from creating our own rates to servicing our own loans the RateWorks team is here to get you the best rate and answer any questions.

Terms and rates designed for you

Our rates are built to fit your needs. No matter what term you choose, we offer the same great rates.

No surprise fees, no hassle, no frustration

RateWorks is a resource you can trust; what you see is what you get. At closing, there are no mystery fees or mark-ups attached to your new low rate.

STEP 1

Get a quote

In minutes you can find out how much you can save. Receiving a quote requires minimal personal information and will not impact your credit score.

Step 2

Select your loan offer

RateWorks offers terms ranging from 36 - 75, months so you can pick a timeframe that works best for you and your budget.

Step 3

Complete your application

Finalize your application online - If you have any questions, our RateWorks team is standing by, ready to help.

The RateWorks way

RateWorks is a direct lender, we are with you throughout your journey ahead. We create our own rates, process our own applications, service our own loans, and conduct our own payment processing.

RateWorks

  • Collects application
  • Processes application
  • Services loan
  • Payment processing

Third party lenders

  • Collects application
  • Processes application
  • Services loan
  • Payment processing

Lead generators

  • Collects application
  • Processes application
  • Services loan
  • Payment processing
“I like the service and how you explain things to me. Thank you for getting our application approved, I am very happy about the monthly payment.”
- Deborah Y.
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