Loan terms and interest rates will be personalized to suit your financial situation and needs.
The entire process will be straightforward and simple, without any of those unnecessary hurdles.
We pledge to always be transparent during your experience, with all steps clearly outlined and communicated to you.
We're committed to a stress-free experience for our clients, providing dedicated customer service to address any questions or concerns.
At RateWorks, our values are the foundation of our success. They guide our decisions, actions, and relationships with customers, employees, and partners. We are committed to upholding the highest standards of integrity, quality, honesty, and trust in everything we do.
We believe in having the highest ethical standards, making sure our customers' best interests are at the center of every loan.
We deliver exceptional service, accurate information, and reliable financial products to each and every one of our customers.
We are open and honest about fees, interest rates, and loan terms, ensuring full transparency throughout the process.
Check out some answers to common questions about auto refinancing with RateWorks.
We are professional auto loan experts with an A+ rating from the Better Business Bureau. Third party lenders don’t service your loan, sending it off to a third party. And all lead generators (services that help businesses find new customers), do is take your application and send it off to potential lenders. At RateWorks, we do it all from creating our own rates to servicing our own loans. Our goal is to get you the best rate and answer any questions.
It takes just minutes to apply! Our entire application process is online to save you time. However, if you need a bit of guidance, our team is on standby for any questions you may have. Once your application process is complete, it takes about 4-7 days to complete your funding process and get you on the road.
Refinancing your loan does not necessarily mean your loan is starting over. When you refinance a loan, you are essentially taking out a new loan to replace your existing one. The new loan is used to pay off the remaining balance on the original loan, and the terms of the new loan are typically more favorable than those of the original loan. Most customers refinance to get a better interest rate, lower their monthly payments, or change the loan terms to better suit their financial situation. To learn more about refinancing, check out our blog, What does refinancing mean?
When you request a quote from RateWorks, we conduct a soft credit inquiry. Not only is there no obligation to move forward, but the quote process has no impact on your credit score. A hard credit pull will only be conducted after we fund your loan.
Nick was awesome. He made it very easy to refinance my auto loan. I had a decision within days of filling out paperwork to process the auto refinance. I highly suggest Nick with Rateworks.