RateWorks is not like other car refinance companies. We offer a fast and hassle-free auto refinance process that saves you both time and money.
Enjoy knowing you're getting the best possible car loan rates that fit your situation no matter how long the term. Get a quote today to see how much you can save.
When looking for a lender to help you refinance, you need to find one that doesn't come with surprise fees that can throw off your budget. RateWorks offers transparent and upfront pricing with no unexpected fees.
RateWorks was built to save you money. By servicing our loans directly, drivers of all kinds can benefit from lower car payments.
We make it easy to get a quote. Simply fill out our online form with a few details about you and your car. Plus, with no hard credit check, you can easily see how much you can save.
Review your options to see what terms work best for your budget. Look at each loan choice for the payment, interest rate, and loan length.
Once one of your experts verifies your info, we can take it from there! In as little as a few days, we can get you on the road to better savings!
Join hundreds of satisfied RateWorks customers who have experienced our exceptional service firsthand plus our commitment to our core values of integrity, quality, honesty, and trust.
I tried to refinance my car twice before and one time they said it was a done deal, I mailed my car title and then....... said they were unable to help. So I was skeptical Rateworks was going to help, but they surprised me and got it done!!
The whole thing was great, I had recently considered refinancing my car but wasn't sure which way to go. turned out Nick contacted me about refinancing the car after recently purchasing a car and financing through Foursight Capital. I mostly dealt with Nick but also talked with Sam a couple of times and both were fabulous. This experience went smoother than any transaction I've ever made not to mention it's going to save me money. I would give it a ten star rating and two thumbs up if it were an option. Thanks again guys.
Sam was great. He was knowledgeable and quick to respond. I would recommend this company.
It’s was great!!!!! I tried before with a different company and was given the run around for 3 weeks.
My experience was great. Sam worked with me on my refinance was very forthcoming provided me all the...... answered all my questions Sam was never pushy he was very patient allowed me to come to him and not only that offered me the best deal worked with me on numbers $ and I feel I came out on top ! I highly recommend rate works!
Sam did an amazing job, he was very patient with me, during this process. I struggled with understanding the........ paperwork, and he reassured everything was fine, and would explain it another way to help me understand what I was doing. I would highly recommend your business to anyone looking to refinance. Thank you very much, and I’m very grateful for your help.with credit. Sam Armijo is very professional and is able to help you with any concerns and questions you may have. Thanks for the opportunity. I finally have some breathing room on finance. Thanks
Check out some answers to common questions about auto refinancing with RateWorks.
Refinancing your loan does not necessarily mean your loan is starting over. When you refinance a loan, you are essentially taking out a new loan to replace your existing one. The new loan is used to pay off the remaining balance on the original loan, and the terms of the new loan are typically more favorable than those of the original loan. Most customers refinance to get a better interest rate, lower their monthly payments, or change the loan terms to better suit their financial situation. To learn more about refinancing, check out our blog, What does refinancing mean?
As soon as you receive your new RateWorks loan terms! Start today by getting a quote to see how much you could save.
A lower rate means lower monthly payments on you loan! If you are managing a tight monthly budget, we can make the terms and payments work for you and your situation.
We are professional auto loan experts with an A+ rating from the Better Business Bureau. Third party lenders don’t service your loan directly, and lead generators (services that help businesses find new customers) will often take your application and send it off to potential lenders. At RateWorks, we do it all, from creating our own rates to servicing our own loans. Our goal is to get you the best rate and answer any questions you may have along the way.
When you request a quote from RateWorks, we conduct a soft credit inquiry. Not only is there no obligation to move forward, but the quote process has no impact on your credit score. A hard credit pull will only be conducted after we fund your loan.