Refinance your Current auto
loan & save.

Lower your auto loan payments, and lower your rate in a matter of minutes when you refinance your auto loan with us today! It's just that simple.

Get a FREE Quote
Get lower auto loan payments with RateWorks
Auto Refinancing in 3 Easy Steps

Get a quote
Choose a rate
‍Start saving!

Get Started

Why Choose

That's easy. Because you're paying too much for your current auto loan. Our process is quick and easy with amazing results. We have saved drivers an average of $110 per month when they refinance their existing auto loan with us. While your mileage may vary, we'll work hard to get you the lowest possible monthly auto loan payments.

No Personal Info to Provide You a Quote at Rateworks

No personal info

We won’t ask for your social security number, bank records or anything personal to provide you a quote.

No Surprises At Closing With Rateworks

No surprises

At closing, there are no mystery fees or mark-ups attached to your new low rate.

No Credit Threshold, You're Welcome at Rateworks

No credit threshold

Whether your credit is perfect or challenged, welcome to RateWorks.  

No Hassle for the Best Customer Experience at Rateworks

No hassle

You’ll get the best rate at the best terms and the best customer experience in the process.

Does your vehicle qualify for
Auto Loan refinancing?

140,000 miles

Made at least
3 payments

10 years
or newer

Auto Refinance


Just ask the others we've helped


Our RateWorks customers are smiling. We’re happy to share their experiences with you.  Warning, some feedback displays extreme giddiness. 

Jeffrey Walden

Working with Rateworks was a fantastic experience. The entire process was quick and easy.

Tommie Johnson

My experience with Rateworks was excellent. Sam worked with me until we got it done.


I look forward to refinancing with them again when I get things rearranged and can get my rate back down a bit.

Pleasant Person

Awesome staff and great work getting me out of a horrible loan. I was in with Exector Finance on my Truck.

Kolton Lovern

Dealing with Aaron and Sam to refinance my vehicle was very simple and a stress relief...

Julia Manis

Getting refinance was easy. They were helpful with all my questions. Loved working with this team.

Joshua Cox

Sam was very helpful....made sure the whole process was very easy! Useful Share
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