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RateWorks is now part of the
family
great auto loan rates
Save on average $1,200 per year by refinancing your car
Whatever reason you have to seek an auto loan refinance, RateWorks can help. We make lowering your car payment easier than ever.
4.9/5
256+ reviews
Auto loan Refinance
Fast and easy auto refinancing
RateWorks is not like other car refinance companies. We offer a fast and hassle-free auto refinance process that saves you both time and money.
Choose your loan term
Enjoy knowing you're getting the best possible car loan rates that fit your situation no matter how long the term. Get a quote today to see how much you can save.
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No surprise fees
When looking for a lender to help you refinance, you need to find one that doesn't come with surprise fees that can throw off your budget. RateWorks offers transparent and upfront pricing with no unexpected fees.
We are the lender
RateWorks was built to save you money. By servicing our loans directly, drivers of all kinds can benefit from lower car payments.
The process
How it works
At RateWorks, we make it easy for consumers to get better car loan rates. Get your free and easy online quote today to experience all the auto loan refinancing advantages that we have to offer.
Step 1
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Get a quote
We make it easy to get a quote. Simply fill out our online form with a few details about you and your car. Plus, with no hard credit check, you can easily see how much you can save.
Step 2
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Select your auto refinance
Review your options to see what terms work best for your budget. Look at each loan choice for the payment, interest rate, and loan length.
Step 3
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Start Saving
Once one of your experts verifies your info, we can take it from there! In as little as a few days, we can get you on the road to better savings!
car refinance Calculator
Discover how much you can save today
Use our auto loan calculator to see how refinancing your car loan with RateWorks can help you save money each month.
The RateWorks way
At RateWorks, we are dedicated to helping our customers save money and achieve their financial goals. Our commitment to integrity, quality, honesty, and trust is reflected in our direct servicing approach, which allows us to offer zero fees and exceptional customer service.
Why Choose Us
RateWorks
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Collects application
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Processes application
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Services loan
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Payment processing
Third party lenders
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Collects application
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Processes application
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Services loan
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Lead generators
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Who we are
The RateWorks story
RateWorks is dedicated to helping car enthusiasts achieve lower interest rates on car loans.
TESTIMONIALS
What they say about us
Join hundreds of satisfied RateWorks customers who have experienced our exceptional service firsthand plus our commitment to our core values of integrity, quality, honesty, and trust.
MG
Very quick to help and very responsive to your needs .Excellent company to do business with I would definitely choose them again!were unable to help. So I was skeptical Rateworks was going to help, but they surprised me and got it done!!
DM
Nick was great and very professional and timely. Easy to work with, overall great experience.recommend this company.
AC
The whole thing was great, I had recently considered refinancing my car but wasn't sure which way to go. turned out Nick contacted me about refinancing the car after recently purchasing a car and financing through Foursight Capital. I mostly dealt with Nick but also talked with Sam a couple of times and both were fabulous. This experience went smoother than any transaction I've ever made not to mention it's going to save me money. I would give it a ten star rating and two thumbs up if it were an option. Thanks again guys.
LE
It’s was great!!!!! I tried before with a different company and was given the run around for 3 weeks.
IJ
My experience was great. Sam worked with me on my refinance was very forthcoming provided me all the...... answered all my questions Sam was never pushy he was very patient allowed me to come to him and not only that offered me the best deal worked with me on numbers $ and I feel I came out on top ! I highly recommend rate works!
AS
Sam did an amazing job, he was very patient with me, during this process. I struggled with understanding the........ paperwork, and he reassured everything was fine, and would explain it another way to help me understand what I was doing. I would highly recommend your business to anyone looking to refinance. Thank you very much, and I’m very grateful for your help.with credit. Sam Armijo is very professional and is able to help you with any concerns and questions you may have. Thanks for the opportunity. I finally have some breathing room on finance. Thanks
Need Help?
Frequently asked questions
Check out some answers to common questions about auto refinancing with RateWorks.
If I refinance, am I starting my loan over?
When can I start saving?
How can I save money by refinancing?
What makes RateWorks different?
Should I be concerned about my credit score?
Our Insights
Latest blogs and articles
Stay informed about the latest trends and developments in the world of auto loan refinance and gain practical advice and analysis to help you make informed financial decisions.
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NMLS ID # 1458842You understand and agree that you are providing instructions to RateWorks and/or its partners, under the Fair Credit Reporting Act ("FCRA"), to access information from your personal credit profile or other information from TransUnion. You authorize RateWorks and/or its partners to obtain such information solely to conduct a pre-qualification for credit. By checking the box and proceeding we will initiate a "soft pull" of your credit. This will not affect your credit score.
