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Choose your loan term

Select a loan with the best auto loan rates that fit your budget and goals, you can save hundreds* if not thousands, of dollars.

We are the lender

At RateWorks, we provide support every step of the way — from the initial quote to payment processing.

No surprise fees

RateWorks offers transparent and upfront pricing with no unexpected fees added on to your loan.

Easy auto loan refinancing

Pay off your car loan faster with RateWorks

How we compare

RateWorks vs other lenders

Even though other lenders claim to offer lower interest rates, they charge fees that can make up the difference. When comparing lenders, be sure to look at everything; the interest rate, length of loan, fees, and the monthly payment.

Loan Details
RateWorks
Other Lenders

Amount to Refinance

$21,000

$21,000

Rates and Terms

7.79% for 72 months

5% for 72 months

Fees

$0 fees

X

$2,133 fees

Total Amount Financed

$21,000

X

$23,133

Monthly Payment

$356*

X

$360*

*This number can vary based on customer information
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The RateWorks way

At RateWorks, we are dedicated to helping our customers save money and achieve their financial goals. Our commitment to integrity, quality, honesty, and trust is reflected in our direct servicing approach, which cuts out the middleman and allows us to offer zero fees and exceptional customer service.

Why Choose Us
RateWorks
Collects application
Processes application
Services loan
Payment processing
Third Party Lenders
Collects application
Processes application
X
Services loan
X
Payment processing
Lead generators
Collects application
X
Processes application
X
Services loan
X
Payment processing
who we are

The RateWorks story

RateWorks is dedicated to helping car enthusiasts achieve lower interest rates on car loans.

RateWorks Auto Loan Refinance Calculator
Need Help?

Frequently asked questions

RateWorks is not like other car refinance companies. We offer a fast and hassle—free auto refinance process that saves you both time and money.

If I refinance, am I starting my loan over?
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When can I start saving?
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How can I save money by refinancing?
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What makes RateWorks different?
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Should I be concerned about my credit score?
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Our Insights

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