Florida Auto Refinance

Florida Auto Refinance – save $1,200 per year on average

Lower your auto loan payments and rate in a matter of minutes when you refinance your vehicle with us today!

4.9/5
256+ reviews
Auto refinance and save with Rateworks
rateworks white curve
easy with rateworks

RateWorks makes it easy and painless to refinance your car in Florida.

If your current car loan is weighing down your budget, it might be time to explore a better option. Refinancing through RateWorks can help lower your interest rate, reduce your monthly payment, and take some stress off your plate. With our fast online process, Florida drivers can lock in smarter terms without the hassle.

Auto refinance with Rateworks
Fast, online, and built for Florida

Skip the paperwork and long phone calls. Our Florida-friendly refinance process is completely online and only takes a few minutes. You’ll get a personalized quote fast—so you can spend less time stressing over loans and more time soaking up the sunshine.

Auto refinance with Rateworks
Put more money back in your pocket

From beach days to bills, every dollar counts. Refinancing your car loan with RateWorks can lower your interest rate or extend your loan term—giving you extra room in your budget without sacrificing your lifestyle.

Auto refinance with Rateworks
We build the rates ourselves

As your direct lender, we don’t rely on outside institutions to set your terms. We craft our own rates and pass the savings directly to you. That means more control, more clarity, and offers that truly fit Florida drivers.

Refinance your car in Florida with RateWorks

No matter your loan term, our Florida rates stay the same—so you can refinance with confidence. We’ve helped drivers across the state save big on their car loans, and we’re ready to help you do the same.

How we compare

RateWorks vs other Florida lenders

Even though other lenders claim to offer lower interest rates, they charge fees that can make up the difference. When comparing lenders, be sure to look at everything; the interest rate, length of loan, fees, and the monthly payment.

Loan Details:
RateWorks
Other Lenders

Amount to Refinance:

$21,000

$21,000

Rates and Terms:

7.79% for 72 months

5% for 72 months

Fees:

$0 fees

$2,133 fees

Total Amount Financed:

$21,000

$23,133

Monthly Payment:

$356*

$360*

*This number can vary based on customer information

Florida Auto Refinance FAQ

RateWorks is not like other car refinance companies. We offer a fast and hassle—free auto refinance process that saves you both time and money.

How long does it take to refinance my car in Florida with RateWorks?
Rateworks faq icon
What are the benefits of auto refinancing?
Rateworks faq icon
What are the interest rates for auto refinance in Florida?
Rateworks faq icon
What will I need to apply for Florida car loan refinancing?
Rateworks faq icon