Florida Auto Refinance – save $1,200 per year on average
Lower your auto loan payments and rate in a matter of minutes when you refinance your vehicle with us today!
RateWorks makes it easy and painless to refinance your car in Florida.
If your current car loan is weighing down your budget, it might be time to explore a better option. Refinancing through RateWorks can help lower your interest rate, reduce your monthly payment, and take some stress off your plate. With our fast online process, Florida drivers can lock in smarter terms without the hassle.
Skip the paperwork and long phone calls. Our Florida-friendly refinance process is completely online and only takes a few minutes. You’ll get a personalized quote fast—so you can spend less time stressing over loans and more time soaking up the sunshine.
From beach days to bills, every dollar counts. Refinancing your car loan with RateWorks can lower your interest rate or extend your loan term—giving you extra room in your budget without sacrificing your lifestyle.
As your direct lender, we don’t rely on outside institutions to set your terms. We craft our own rates and pass the savings directly to you. That means more control, more clarity, and offers that truly fit Florida drivers.
Refinance your car in Florida with RateWorks
No matter your loan term, our Florida rates stay the same—so you can refinance with confidence. We’ve helped drivers across the state save big on their car loans, and we’re ready to help you do the same.
RateWorks vs other Florida lenders
Even though other lenders claim to offer lower interest rates, they charge fees that can make up the difference. When comparing lenders, be sure to look at everything; the interest rate, length of loan, fees, and the monthly payment.
Amount to Refinance:
$21,000
$21,000
Rates and Terms:
7.79% for 72 months
5% for 72 months
Fees:
$0 fees
$2,133 fees
Total Amount Financed:
$21,000
$23,133
Monthly Payment:
$356*
$360*
Florida Auto Refinance FAQ
RateWorks is not like other car refinance companies. We offer a fast and hassle—free auto refinance process that saves you both time and money.
You understand and agree that you are providing instructions to RateWorks and/or its partners, under the Fair Credit Reporting Act ("FCRA"), to access information from your personal credit profile or other information from TransUnion. You authorize RateWorks and/or its partners to obtain such information solely to conduct a pre-qualification for credit. By checking the box and proceeding we will initiate a "soft pull" of your credit. This will not affect your credit score.
