Save up to $1,200 per year by refinancing!
Lower your auto loan payments in minutes when you refinance!
No impact
to your credit score!
See how much you can save
Check your rate in less than 5 minutes - it's risk free with no impact to your credit score.
Check your rate
Find out how much you can save today with our easy online quote. No obligation or impact to your credit score, just great rates.
Select your loan
Build the loan that makes sense for you. With terms ranging from 36—75 months, refinancing with RateWorks can create flexibility within your monthly budget.
Why should you refinance?
Interest rates are constantly in flux. And with RateWorks, you can experience some substantial car loan refinance savings. Refinancing allows you to free up extra cash in your budget, pay off your loan faster, and improve your overall financial health.
Refinancing your car loan with RateWorks is like finding a secret stash of cash under your car seat - except it's not a secret, and it's not under your car seat - it's right there in your wallet!
Get on better terms with your loan payment - restructuring your current loan gives you the flexibility to enjoy a little financial breathing room when you need it!
Refinancing your car loan with RateWorks hits the fast-forward button on your payment schedule - helping you pay off your car faster and get on the road to financial freedom.
Our clients should always be stress-free from start to finish, but our experts are always here to help with any questions that do come up along the way.
RateWorks vs other lenders
Even though other lenders claim to offer lower interest rates, they charge fees that can make up the difference. When comparing lenders, be sure to look at everything; the interest rate, length of loan, fees, and the monthly payment.
Amount to Refinance:
$21,000
$21,000
Rates and Terms:
7.79% for 72 months
5% for 72 months
Fees:
$0 fees
$2,133 fees
Total Amount Financed:
$21,000
$23,133
Monthly Payment:
$356*
$360*
What they say about us
Join hundreds of satisfied RateWorks customers who have experienced our exceptional service firsthand plus our commitment to our core values of integrity, quality, honesty, and trust.
Very quick to help and very responsive to your needs .Excellent company to do business with I would definitely choose them again!were unable to help. So I was skeptical Rateworks was going to help, but they surprised me and got it done!!
Nick was great and very professional and timely. Easy to work with, overall great experience.recommend this company.
The whole thing was great, I had recently considered refinancing my car but wasn't sure which way to go. turned out Nick contacted me about refinancing the car after recently purchasing a car and financing through Foursight Capital. I mostly dealt with Nick but also talked with Sam a couple of times and both were fabulous. This experience went smoother than any transaction I've ever made not to mention it's going to save me money. I would give it a ten star rating and two thumbs up if it were an option. Thanks again guys.
It’s was great!!!!! I tried before with a different company and was given the run around for 3 weeks.
My experience was great. Sam worked with me on my refinance was very forthcoming provided me all the...... answered all my questions Sam was never pushy he was very patient allowed me to come to him and not only that offered me the best deal worked with me on numbers $ and I feel I came out on top ! I highly recommend rate works!
Sam did an amazing job, he was very patient with me, during this process. I struggled with understanding the........ paperwork, and he reassured everything was fine, and would explain it another way to help me understand what I was doing. I would highly recommend your business to anyone looking to refinance. Thank you very much, and I’m very grateful for your help.with credit. Sam Armijo is very professional and is able to help you with any concerns and questions you may have. Thanks for the opportunity. I finally have some breathing room on finance. Thanks
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Frequently asked questions
RateWorks is not like other car refinance companies. We offer a fast and hassle-free auto refinance process that saves you both time and money.
You understand and agree that you are providing instructions to RateWorks and/or its partners, under the Fair Credit Reporting Act ("FCRA"), to access information from your personal credit profile or other information from TransUnion. You authorize RateWorks and/or its partners to obtain such information solely to conduct a pre-qualification for credit. By checking the box and proceeding we will initiate a "soft pull" of your credit. This will not affect your credit score.
