Save on average $1,200 per year by refinancing your car
lower your auto loan payments and rate in a matter of minutes when you refinance your vehicle with us today!
Select a loan with the best auto loan rates that fit your budget and goals, you can save hundreds* if not thousands, of dollars.
At RateWorks, we provide support every step of the way — from the initial quote to payment processing.
RateWorks offers transparent and upfront pricing with no unexpected fees added on to your loan.
No surprises, no hassle, no fees, just a fast and easy auto refinance
Our auto refinancing process
Get a quote
We make it easy to get a quote. With no hard credit check involved, all you need to do is head over to our free online form, select the state where you live, tell us the amount of your current monthly payment, your income, and information about your car. You’ll then have your projected payment amount in hand!
Select your loan
Once you complete your quote portion of our form, you can accept the initial quote terms and choose how many months you'd like to pay off your new loan.
Complete application
Once you've selected the terms on your new loan, one of our experts will verify your info and help you with the final steps on your application. You'll have your shiny new loan and can look forward to some more money in your wallet!
Does your car qualify?
If you check these boxes, you may be ready for a refinance!
The RateWorks way
At RateWorks, we are dedicated to helping our customers save money and achieve their financial goals. Our commitment to integrity, quality, honesty, and trust is reflected in our direct servicing approach, which allows us to offer zero fees and exceptional customer service.
Here's what people are saying
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You understand and agree that you are providing instructions to RateWorks and/or its partners, under the Fair Credit Reporting Act ("FCRA"), to access information from your personal credit profile or other information from TransUnion. You authorize RateWorks and/or its partners to obtain such information solely to conduct a pre-qualification for credit. By checking the box and proceeding we will initiate a "soft pull" of your credit. This will not affect your credit score.
