Texas Auto Refinance – save $1,200 per year on average
Lower your auto loan payments and rate in a matter of minutes when you refinance your vehicle with us today!
RateWorks makes it easy and painless to refinance your car in Texas.
Tired of overpaying on your car loan? Refinancing through RateWorks could lower your monthly payment and help you save big—without the stress. Whether your interest rate is too high or your financial situation has improved, now’s the time to take advantage of better rates and keep more money in your pocket.
We’ve made the process as easy as a Texas sunset. Just fill out our quick online form—no paperwork, no long calls. You’ll get a personalized quote in minutes and can review your options without leaving your couch.
Texans work hard, and your money should too. By refinancing to a lower rate or better term, you can reduce your monthly payment and save big—giving you more to spend on the things that matter most.
We’re not a middleman—we’re the lender. That means we build our own rates and pass the savings on to you. No hidden markups, just honest, competitive terms made for Texas drivers.
Refinance your car in Texas with RateWorks
If you’re living in Texas and still paying too much on your auto loan, RateWorks makes it simple to refinance and start saving—fast, online, and with no pressure. Here's how we make it work for you:
RateWorks vs other Texas lenders
Even though other lenders claim to offer lower interest rates, they charge fees that can make up the difference. When comparing lenders, be sure to look at everything; the interest rate, length of loan, fees, and the monthly payment.
Amount to Refinance:
$21,000
$21,000
Rates and Terms:
7.79% for 72 months
5% for 72 months
Fees:
$0 fees
$2,133 fees
Total Amount Financed:
$21,000
$23,133
Monthly Payment:
$356*
$360*
Texas Auto refinance FAQ
RateWorks is not like other car refinance companies. We offer a fast and hassle—free auto refinance process that saves you both time and money.
You understand and agree that you are providing instructions to RateWorks and/or its partners, under the Fair Credit Reporting Act ("FCRA"), to access information from your personal credit profile or other information from TransUnion. You authorize RateWorks and/or its partners to obtain such information solely to conduct a pre-qualification for credit. By checking the box and proceeding we will initiate a "soft pull" of your credit. This will not affect your credit score.
