Easy auto loan refinancing

Pay off your car loan faster with RateWorks

Choose your loan term

Regardless of the loan term you choose, we offer the same great rates.

We are the lender

We are with you the entire way. From quote to payment processing, we're here 24/7. That’s the RateWorks way!

No surprise fees

At closing, there are no mystery fees or mark-ups attached to your new low rate.

The RateWorks way

RateWorks is a direct lender, we are with you throughout your journey ahead. We create our own rates, process our own applications, service our own loans, and conduct our own payment processing.

Why choose us
Collects application
Processes application
Services loan
Payment processing
Third party lenders
Collects application
Processes application
Services loan
Payment processing
Lead generators
Collects application
Processes application
Services loan
Payment processing
Check your rate

Find out how much you can save today with our easy online quote process with no obligation or impact on your credit score.

Select your loan

Build the loan that makes sense for you. With several different term options, refinancing with RateWorks can create flexibility within your monthly budget.

Easily apply online

No need for extra documentation or unnecessary phone calls. If you do need a helping hand the RateWorks team is on stand by to guide you through the process.

Start saving

It’s that simple. Join the many users who have refinanced with RateWorks!

start your rateworks journey

Our quick & easy auto refinance process

Ready to get started?

Refinance with us today and find out which rate is best for you.
Get A Quote
No credit check required
No hidden fees
Need Help?


Check out our most frequently asked questions for all the answers you may need to make your refinancing decision.

What makes RateWorks different?
How long does the process take?
When can you start saving?
If you refinance, are you starting your loan over?

With RateWorks, you could start saving today!

Lower your auto loan payments, and lower your rate in a matter of minutes when you refinance your car loan with us today! It's just that simple.