Stress-free Refinancing

Life is full of ups and downs and sometimes we all just need a little more cash. So we created a company that helps you restore your financial freedom. We aim to provide drivers a seamless lending experience that eliminates frustration, offers value and restores your confidence.

In short, a better way to refinance your auto loan.

Our promise





Fast Access


Hours of Operation

Monday - Sunday
9 am to 6 pm,
Mountain Time

“I like the service and how you explain things to me. Thank you for getting our application approved, I am very happy about the monthly payment.”
- Deborah Y.
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With RateWorks, you could start saving today!

Lower your auto loan payments, and lower your rate in a matter of minutes when you refinance your auto loan with us today! It's just that simple.